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Loan Closer

Aerotek

01/13/2021

Posting ID: JP-001978919

Full Time
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Description:

Position Description

To close first mortgage loan applications from the initial loan application through the loan closing process.

Takes first mortgage loan applications via face-to-face interview, mail, and over the telephone. Serves as back-up Counselor for the Call Center. Counseling includes: determining applicants qualifications; providing detailed information about mortgage and equity loan products; clarifying complexities of the mortgage/equity loan process; and evaluating, personalizing, and recommending financing alternatives. Processes loans. Receives first mortgage loan applications via Automated Underwriting System (AUS). Reviews the application for completeness and integrity of loan data. Reviews the AUS recommendation to approve/refer. Analyzes AUS findings for approved loans. Determines applicable loan conditions and documentation requirements. Advises the member of loan conditions and documentation requirements. For referred loans, analyzes areas of concern and determines proper course of action (e.g., obtain explanations for derogatory credit). Prepares loan disclosures required by Federal/state laws (e.g., Good Faith Estimate, Truth-In-Lending). Obtains documentation needed to complete the processing of the loan in a timely manner (e.g., evidence of employment, income and assets). Follows up on unanswered requests for documentation. Reviews returned documents for accuracy and completeness. Correlates verified information with that provided on member's loan application (e.g., income, assets, liabilities). For AUS approved loans, certifies documentation meets requirements and clears loan conditions. Reviews property appraisal report and certifies it meets investor requirements. Maintains contact with the member, Realtor and/or seller on loan progress; responds to inquiries and resolves problems regarding processing of the loan. Assures that the processing and loans are in compliance with Federal laws.

Qualified candidates can contact Ben Giles at (850)469-4428 or email updated resume to bgiles@aerotek.com

About Aerotek:

We know that a company's success starts with its employees. We also know that an individual's success starts with the right career opportunity. As a Best of Staffing® Client and Talent leader, Aerotek's people-focused approach yields competitive advantage for our clients and rewarding careers for our contract employees. Since 1983, Aerotek has grown to become a leader in recruiting and staffing services. With more than 250 non-franchised offices, Aerotek's 8,000 internal employees serve more than 300,000 contract employees and 18,000 clients every year. Aerotek is an Allegis Group company, the global leader in talent solutions. Learn more at Aerotek.com.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Contact Information

Recruiter: Giles, Benjamin

Email: bgiles@aerotek.com

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