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Technology Risk Management InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX  New York City, NY  Boston, MA or Miami, FL•    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $62,400/year for an undergraduate student OR $83,200 for a graduate student Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Technology risk management intern, you will come out of this experience with an understanding of Risk Management Technology Solutions within the Financial Services industry. You will gain direct knowledge of requirements analysis, solution design and testing, technical documentation, system data management, and other aspects of technology solutioning and could include exposure to senior risk team personnel, business managers, Information Technology teams, and other disciplines. You’ll learn to aid in the development of tools and systems to support activities that minimize the company's exposure to risk coupled with building and maintaining new processes. Responsibilities of the Technology Risk Management internship role may include but are not limited to: •    Participate in various risk management projects and initiatives •    Executes ad hoc reporting to facilitate miscellaneous senior and executive management reporting and status updates as needed •    Lead, support, and develop short-term projects •    Support the development of risk management technologies including most or all phases of the Software Development Lifecycle (no programming experience required) •    Performing risk control assessments and produce assessment reports •    Analyzing control performance data and identifying trends •    Analyzing the metrics and measurements data and identify issues and trends What we are looking for •    An undergraduate student and/or a graduate student with an expected graduation date between either December 2026 or May/June 2027. •    Area of Study: Cybersecurity, Information Technology, or related field  •    Cumulative GPA is 3.0 or above. •    Demonstrates intellectual curiosity and courage.  •    Strong English communication skills both written and spoken required. •    Analytical thinkers with a strong attention to detail.  •    Organized and able to manage time and multiple tasks efficiently. •    Ability to work independently on special projects. •    Ability to effectively contribute to a team environment.It would be nice to have •    Coursework in or exposure to information security, data analytics, information technology or business (Preferred) •    Experience in Microsoft Office products.  (Preferred) •    Experience in data analysis software or system. (Preferred)What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas,New York-New York,Florida-Coconut Grove,Massachusetts-Boston

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Technology Risk Management Intern

Commercial Banking InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA or New York City, NY or Conshohocken, PA•    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $67,600/yearBefore applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Commercial Banking intern, you will come out of this experience with an understanding of the lines of business within Commercial Banking and the bank’s overall operations. You will gain direct knowledge of project work, research, data analytics and collaboration across business units.Responsibilities of the Commercial Banking internship role may include but are not limited to: •    Learn general knowledge about the banking industry and about the Commercial Banking sector •    Work as part of a team, participating in projects that may include: customer financial analysis & monitoring, customer outreach efforts, analysis of client base and information on competitors, performing competitive benchmarking of our publicly available sales collaterals and bank marketing portals, implementing and managing client onboarding process, and small research projects •    Participate in team meetings and meet with team members/interns from areas across Commercial Banking to develop an understanding of various roles and functions within the organization to provide proposals for process/product improvements •    Provide internal and external market intelligence including competitor analysis reports and best practices •    Develop network of contacts through meeting with fellow interns and Santander team members •    Perform data analytics and executive presentations •    Collaborate across teams and manage multiple projects What we are looking for •    An undergraduate student with an expected graduation date between either December 2026 or May/June 2027 •    Area of Study: Finance, Accounting, Management Economics or equivalent field  •    Cumulative GPA is 3.5 or above •    Demonstrates intellectual curiosity and courage. •    Strong English communication skills both written and spoken required •    Analytical thinkers with a strong attention to detail •    Organized and able to manage time and multiple tasks efficiently •    Ability to work independently on special projects •    Ability to effectively contribute to a team environment  It would be nice to have•    Experience in Microsoft Office products.  (Preferred)•    Experience in Salesforce/nCino. (Preferred)What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,New York-New York

Commercial Banking Intern

Commercial Real Estate InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA or New York City, NY. •    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $67,600/year What we offer youYou will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Commercial Real Estate intern, you will come out of this experience with an understanding of the underwriting and portfolio management teams within the Commercial Real Estate group. You will gain direct knowledge of the CRE group and their direct responsibility for loan production and management of institutional quality real estate term and construction lending. You’ll learn how to evaluate and review existing business and new accounts. You will contribute to the profitable growth of specific program(s) by maintaining pricing integrity, product excellence, and the development of meaningful performance metrics and controls. Responsibilities of the Commercial Real Estate internship role may include but are not limited to: •    Support gathering and review of client financial statements and covenant compliance •    Assist in the completion of borrower period reviews •    Project site visits •    Processing of construction loan draw requests •    Support for the analysis and drafting of new loan proposal memos •    Perform additional duties as requiredWhat we are looking for •    An undergraduate student with an expected graduation date between either December 2026 or May/June 2027. •    Area of Study: Real Estate, Finance, Accounting, Management, Economics or related field •    Cumulative GPA is 3.5 or above. •    Demonstrates intellectual curiosity and courage.  •    Strong English communication skills both written and spoken required. •    Analytical thinkers with a strong attention to detail.  •    Organized and able to manage time and multiple tasks efficiently. •    Ability to work independently on special projects. •    Ability to effectively contribute to a team environment.It would be nice to have •    Coursework in or exposure to accounting, finance, economics, or business. (Preferred) •    Experience in Microsoft Office products.  (Preferred)What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,New York-New York

Commercial Real Estate Intern

Real Estate Capital InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in New York City, New York. •    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $67,600/yearBefore applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Real Estate Capital intern, you will come out of this experience with an understanding of the underwriting and portfolio management teams within SREC. You will gain direct knowledge of monitoring existing mortgages and writing credit memos to monitor asset performance and could include exposure to sizing property cashflows, credit memos, site inspections, and rate lock approvals. Responsibilities of the Real Estate Capital internship role may include but are not limited to: •    Support the collection and analysis of borrower financial statements and covenant compliance for commercial real estate loan portfolios. •    Assist in conducting property- and asset-level reviews to assess collateral quality and monitor portfolio risk. •    Participate in site visits of commercial real estate properties to evaluate physical condition, occupancy, and project progress. •    Help draft and analyze new loan proposal memos, incorporating market data, borrower profiles, and underwriting insights.What we are looking for •    An undergraduate student and/or graduate student with an expected graduation date between either December 2026 or May/June 2027. •    Area of Study: Real Estate, Finance, Accounting, Management, Economics or related field  •    Cumulative GPA is 3.5 or above. •    Demonstrates intellectual curiosity and courage.  •    Strong English communication skills both written and spoken required. •    Analytical thinkers with a strong attention to detail.  •    Organized and able to manage time and multiple tasks efficiently. •    Ability to work independently on special projects. •    Ability to effectively contribute to a team environment.It would be nice to have •    Coursework in or exposure to accounting, finance, economics, or business. (Preferred) •    Experience in Microsoft Office products.  (Preferred) •    Some understanding of Federal banking regulations. (Preferred)What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York

Real Estate Capital Intern

Financial Advisor - Centralized, Freehold, NJCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Centralized Financial Advisor is responsible for identifying needs, understanding client objectives, and making appropriate investment/insurance recommendations consistent with compliance standards to achieve sales results and long-term client satisfaction by telephone communications from a variety of lead generation sources. • Achieve and exceed both individual and branch related sales and revenue goals as defined on a quarterly basis. • Maintain compliance with all applicable bank, broker/dealer, State and Federal regulations associated with the sale of investment and insurance products including Santander Policy Statement governing the sale of uninsured products. • When appropriate, provide leads to branch personnel for the sale of other bank products and services such as deposit accounts and loans. • Attend and actively participate in sales meetings, training initiatives, and planning sessions related to the development and growth of the program. • Develop and execute quarterly business development plans in accordance with sales management's objectives surrounding the marketing and promotion of investment products and services. • Maintain records, master operational procedures, and provide sales and activity reports per management's request in a timely and efficient manner. • Create strong internal and external relationships in an effort to develop referral sources and meet appointment objectives. • Maintain required professional training and license requirements, including knowledge of FINRA compliance, FDIC compliance, the Bank's uninsured Products Policy Statement and all applicable state and federal regulations. • Provide active mentoring and coaching to all Licensed Bank Employees (LBEs) assigned within your branch territory. • Hold frequent client appointments, seminars and branch training sessions in an effort to secure long-term client relationships and provide sales leadership to internal business partners regarding investment and insurance products. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Economics, Management Information Systems, Statistics or equivalent field - Required. Master's Degree Finance, Economics, Management Information Systems, Statistics or equivalent field - Preferred. 5+ Years Experience providing investment guidance and advice to clients - Required. 5+ Years Demonstrate a superior record of sales achievement while maintaining high ethical standards - Required. • Very strong interpersonal communication skills, complemented by both excellent verbal and written communication. • Superior knowledge of financial analysis, risk evaluation, loan documentation. • Motivating, developing, and directing people as they work, identifying the best people for the job. • Strong relationship management and negotiation skills via a phone channel. • Ability of using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems. • Attention to detail, being careful about detail and thorough in completing work tasks. • Strong social orientation, preferring to work with others rather than alone, and being personally connected with others on the job. • Demonstrated proficiency with Microsoft Office applications. Certifications: • NASD licenses 6, 63, 7, 65 or 66 - Required. • Appropriate state insurance licenses - Required. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$56,250.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$102,500.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Freehold, NJ, Freehold Other Locations: New Jersey-Freehold Organization: Santander Bank N.A.

Financial Advisor - Centralized, Freehold, NJ

Relationship Banker, Boyertown, PACountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: As a Relationship Banker you serve as a trusted advisor to customers, focusing on building strong, long-lasting relationships by understanding their financial needs and goals. This role involves providing tailored solutions for banking, lending and investment products while delivering exceptional customer service. Relationship Bankers proactively engage with customers to identify opportunities for cross-selling services, resolving issues, and educating them on digital banking tools. You collaborate with other team members to drive branch sales targets and contribute to the overall success of the bank. Your primary goal is to enhance customer satisfaction and loyalty while supporting the bank’s growth objectives. <li>Achieve or exceed sales targets by actively promoting and effectively cross selling various banking products and services to existing and prospective customers.</li><li>Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions.</li><li>Proactively prospect for new clients through internal and outbound interactions such as: networking, referrals, lead calling, portfolio management and community engagement.</li><li>Responsible for meeting the financial needs of the customer to include transactional, servicing, and product.</li><li>Ensure an elevated customer experience, delivering personalized, seamless, and attentive service.</li><li>Foster customer loyalty by addressing concerns and providing timely resolutions.</li><li>Engage customers through digital platforms to enhance customer interactions and educate them on self-service options.</li><li>Communicate clearly and effectively with customers in person, over the phone, or through digital channels.</li><li>Ensure compliance with all regulatory requirements and internal policies related to risk and fraud defense.</li><li>Collaborate with team members and partners to achieve branch goals and drive overall performance.</li><li>Responsibilities may extend to supporting nearby branch locations based on business necessity.</li> What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. <li>High school diploma, GED or equivalent education: : Business Management, Finance, or equivalent field - Required.</li><li>Bachelor’s degree in related field: or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred.</li> <li>3+ Years Experience selling products and/or services in an incentive-based environment - Required. (OR)</li><li>12+ Months Experience in Retail Banking sales, financial services sales or consultative relationship sales role in a related industry, with proven success in establishing new customers, deepening customer relationships and delivering results - Required. (OR)</li><li>12+ Months Demonstrated successful Santander experience related to the essential functions and responsibilities of the Relationship Banker role. District Executive, District Operations Manager and Region President endorsement of performance - Required. (AND)</li><li>12+ Months Customer service experience within a high volume, fast paced and constantly changing environment - Required.</li> <li>Established relationship-building skills with a focus on customer experience and loyalty.</li><li>Excellent customer service skills and a passion for helping others.</li><li>Proven track record in sales and cross-selling products and services.</li><li>Ability to work collaboratively in a team-oriented environment.</li><li>Excellent communication, consultative and influence skills both verbal and written.</li><li>Ability to display a credible, trustworthy, and professional image at all times.</li><li>Proficient in using digital tools and technology to enhance customer engagement.</li><li>Ability to follow directions, policies, and procedures.</li><li>Ability to identify and escalate concerns of risk to appropriate channels.</li><li>Ability to work in a fast-paced environment and manage multiple priorities.</li><li>Computer proficiency and basic math skills.</li><li>Ability to work branch hours, which can include weekends and evenings.</li> Certifications:<li>No Certifications listed for this job.</li> It Would Be Nice For You To Have:<li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li>What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$38,250.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$59,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boyertown, PA, Boyertown Other Locations: Pennsylvania-Boyertown Organization: Santander Bank N.A.

Relationship Banker, Boyertown, PA

Financial Advisor - Centralized, Lexington, MACountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Centralized Financial Advisor is responsible for identifying needs, understanding client objectives, and making appropriate investment/insurance recommendations consistent with compliance standards to achieve sales results and long-term client satisfaction by telephone communications from a variety of lead generation sources. • Achieve and exceed both individual and branch related sales and revenue goals as defined on a quarterly basis. • Maintain compliance with all applicable bank, broker/dealer, State and Federal regulations associated with the sale of investment and insurance products including Santander Policy Statement governing the sale of uninsured products. • When appropriate, provide leads to branch personnel for the sale of other bank products and services such as deposit accounts and loans. • Attend and actively participate in sales meetings, training initiatives, and planning sessions related to the development and growth of the program. • Develop and execute quarterly business development plans in accordance with sales management's objectives surrounding the marketing and promotion of investment products and services. • Maintain records, master operational procedures, and provide sales and activity reports per management's request in a timely and efficient manner. • Create strong internal and external relationships in an effort to develop referral sources and meet appointment objectives. • Maintain required professional training and license requirements, including knowledge of FINRA compliance, FDIC compliance, the Bank's uninsured Products Policy Statement and all applicable state and federal regulations. • Provide active mentoring and coaching to all Licensed Bank Employees (LBEs) assigned within your branch territory. • Hold frequent client appointments, seminars and branch training sessions in an effort to secure long-term client relationships and provide sales leadership to internal business partners regarding investment and insurance products. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Economics, Management Information Systems, Statistics or equivalent field - Required. Master's Degree Finance, Economics, Management Information Systems, Statistics or equivalent field - Preferred. 5+ Years Experience providing investment guidance and advice to clients - Required. 5+ Years Demonstrate a superior record of sales achievement while maintaining high ethical standards - Required. • Very strong interpersonal communication skills, complemented by both excellent verbal and written communication. • Superior knowledge of financial analysis, risk evaluation, loan documentation. • Motivating, developing, and directing people as they work, identifying the best people for the job. • Strong relationship management and negotiation skills via a phone channel. • Ability of using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems. • Attention to detail, being careful about detail and thorough in completing work tasks. • Strong social orientation, preferring to work with others rather than alone, and being personally connected with others on the job. • Demonstrated proficiency with Microsoft Office applications. Certifications: • NASD licenses 6, 63, 7, 65 or 66 - Required. • Appropriate state insurance licenses - Required. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$56,250.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$102,500.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Lexington, MA, Lexington Other Locations: Massachusetts-Lexington Organization: Santander Bank N.A.

Financial Advisor - Centralized, Lexington, MA

Branch Operations Manager, Boyertown, PACountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: As a Branch Operations Manager, you ensure the branch operates efficiently and securely while delivering exceptional customer experiences and fostering team member growth. You oversee risk controls by ensuring compliance with policies, procedures, and regulatory requirements, minimizing operational risks tied to cash handling and transactions. This role includes enhancing the customer experience by ensuring smooth transaction processing, resolving issues promptly, lobby management and creating a welcoming environment. You serve as a trusted expert, providing clarity on policies, guidance on execution and assistance with escalations. <li>Assist customers with various transactions, including deposits, withdrawals and payments.</li><li>Oversee operational risk control measures to safeguard branch assets, including Vault and ATM custodianship.</li><li>Ensure an elevated customer experience, delivering personalized, seamless, and attentive service.</li><li>Effective lobby management to optimize customer flow and engagement.</li><li>Resolve customer issues promptly and effectively.</li><li>Build and maintain strong relationships with customers to elevate their banking experience and foster loyalty.</li><li>Engage customers through digital platforms to enhance customer interactions and educate them on self-service options.</li><li>Conduct cash counts and maintain accurate audit logs.</li><li>Support the teller line, use coaching tools, and provide feedback to ensure efficient and accurate transactions.</li><li>Communicate clearly and effectively with customers in person, over the phone, or through digital channels.</li><li>Utilize data-driven decision-making to improve branch performance and operational efficiency.</li><li>Assist colleagues in achieving their developmental goals and career aspirations.</li><li>Responsibilities may extend to supporting nearby branch locations based on business necessity or as required based on branch designation.</li> What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. <li>High school diploma, GED: or equivalent education - Required.</li> <li>3+ Years Demonstrated successful experience in branch banking or a related operations/support function - Required. (OR)</li><li>12+ Months Demonstrated successful Santander experience related to the essential functions and responsibilities of the Branch Operations Manager role. District Executive, District Operations Manager and Region President endorsement of performance - Required. (AND)</li><li>18+ Months Cash handling experience - Required. (AND)</li><li>18+ Months Customer service experience within a high volume, fast paced and constantly changing environment. - Required.</li> <li>Proficient in cash handling and maintaining audit logs.</li><li>Excellent customer service skills and a passion for helping others.</li><li>Proven ability to build relationships and enhance customer experience.</li><li>Strong problem-solving skills with a proactive approach to issue resolution.</li><li>Proficient in using digital tools and technology to enhance customer engagement.</li><li>Ability to make data-driven decisions to improve operational outcomes.</li><li>Strong knowledge of company policy, compliance regulations, risk management and loss prevention.</li><li>Ability to work in a fast-paced environment and manage multiple priorities.</li><li>Excellent communication, consultative and influence skills both verbal and written.</li><li>Self-motivated to succeed in a goal driven environment.</li><li>Ability to interact with integrity and professionalism with customers and employees.</li><li>Computer proficiency and basic math skills.</li><li>Ability to work branch hours, which can include weekends and evenings.</li> Certifications:<li>No Certifications listed for this job.</li> It Would Be Nice For You To Have:<li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li>What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$34,500.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$60,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boyertown, PA, Boyertown Other Locations: Pennsylvania-Boyertown Organization: Santander Bank N.A.

Branch Operations Manager, Boyertown, PA

VP, Capital Risk OversightCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:The Capital Risk function is responsible for identifying and assessing the exposure of Santander US capital to specific events or the combination of circumstances that may impact on its position or the quality of its assets. The capital risk management oversight team reports to the Chief Market, Liquidity and Capital Risk Officer. The capital risk function ensures that capital management decisions are consistent with Santander capital policy guidelines, risk profile and appetite, preserve Santander US capital adequacy, contributes on meeting its regulatory requirements. As an independent function from management, the capital risk function escalates to senior management any capital issue or deficiency, and review and challenge the management decisions associated with Capital, including strategic planning and budget, stress testing, and capital initiatives and significant risk transfer activities.The capital risk function works highly coordinated with Global headquarters, and periodically interacts with the capital management team, corporate treasury, business lines, internal auditors, among other stakeholders, providing an active support of capital management activities throughout a collaborative and proactive independent risk assessment and oversight.The Senior Associate of Capital Risk assist in the review and assessment of Santander capital planning and strategy, evaluate capital contribution initiatives, providing alternative views about potential risks to the implementation of capital initiatives in the budget/plan. The Senior Associate of Capital Risk reports to the Capital Risk Director and supports in the escalation reporting of any capital risk deficiency or violations to risk limits and appetite thresholds, evaluate and attest accuracy of capital risk metrics provided by metric owners and validate the capital targets under normal and stress conditions, documenting main deviations and provide justification alignment to business plan. The Senior Associate of Capital Risk review and attest RWA changes, analyzing drivers and explaining deviations of actuals from forecast; provides RWAs risk outlook and assess likelihood of materialization of business expectations derived from capital initiatives and market performance.<ul><li>Monitors capital risk metrics and appetite, documenting limits utilization, breaches and follow up on action plans.</li><li>Analyzes regulatory capital reports, RWAs applications and methods under US Gaap and IFRS standards, assessing main differences, perform specific test to validate outcomes.</li><li>Analyzes and interpret complex data related to capital metrics and reports, identify drivers of variations and determine accuracy of reporting outcomes.</li><li>Develops capital impact analysis derived from new business activities, market or regulatory changes.</li><li>Documents review and challenge sessions and observations derived from capital planning, capital policies and stress testing exercises.</li><li>Maintains a log report of events that may require further escalation related to capital risk deficiencies or findings.</li><li>Analyzes with a critical reasoning the strategic capital plan and budget, validating business assessment and escalate unmeasured or unseen risks.</li><li>Reviews and assesses implementation of policy guidelines, evaluating its adherence, documenting observations and recommendations.</li><li>Reviews and challenges the capital contingency plan, evaluating consistency of capital management actions under contingency events.</li><li>Periodically evaluates capital rules and regulations, supervisory notes, and best practices to ensure alignment of Santander policy guidelines.</li><li>Performs regular and ad-hoc reporting to Global headquarters, senior management, and committees.</li><li>Contributes to ongoing initiatives and regulatory examinations, internal audit reviews and other remediation efforts.</li><li>Manages the capital risk escalation and issue management framework.</li></ul> What You Bring:<ul><li>9+ Years Risk Management/Controls - Required.</li><li>Bachelor’s degree in economics, finance, risk management, or a related field.</li><li>At least 4 years of working experience in a finance related area.</li><li>At least 2-3 years of experience in a market risk or credit risk areas.</li><li>Experience with capital regulatory reporting is a plus.</li><li>Strong knowledge of Basel capital rules and US capital regulation.</li><li>Proficiency in basic software packages, including MS Office, databases (Access database, SQL Server, Oracle), and presentations.</li><li>Basic to advance knowledge in a programming language (Python, R, MATLAB, SAS, others).</li><li>Excellent presentation, interpersonal, written and verbal communication skills.</li><li>Ability to independently operate with and adapt to a dynamic and evolving environment</li><li>Capable to create productive working relationships across multidisciplinary functions, geographies and seniority.</li><li>Ability to manage multiple priorities, accommodating to business dynamics needs.</li><li>High initiative in developing efficient analytical solutions.</li><li>Ability to analyze and interpret complex data related to capital metrics and reports to identify drivers of variations and determine accuracy of reporting outcomes.</li><li>Strong verbal and written communication skills.</li></ul> Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$120,000.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$205,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Coconut Grove Organization: Santander Holdings USA, Inc.

VP, Capital Risk Oversight

Workout Officer - Associate - RemoteCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Associate, Workout Officer manages accounts of moderate complexity and proactively facilitates the resolutions of problem loans in a cost effective manner. The incumbent minimizes potential losses to the Company by identifying areas of concern, opportunities, reports on potential and/or known issues, recommends process improvements. and implements solutions to existing programs in accordance with risk management objectives and corporate budgets.Ideal Candidate Qualifications:<ul><li>Strong background in SBA (Small Business Administration) loans</li><li>5+ years of workout or collections experience (preferred)</li><li>Proven expertise in commercial lending, SBA lending, and workouts</li><li>Proficiency in Microsoft Excel</li><li>Skilled in reading and interpreting financial and operational reports</li><li>Strong problem resolution and conflict management skills</li><li>Ability to work effectively with sensitive borrower issues</li><li>Excellent attention to detail and accuracy in execution</li><li>Self-motivated with the ability to work independently and as part of a team</li><li>Positive attitude and resilience in a fast-paced environment</li><li>Demonstrated strong work ethic and accountability</li></ul>• Manages accounts of low complexity, in accordance with risk management objectives and corporate budgets. • Facilitates the resolution of problem loans through improved credit quality or repayment, in a cost effective manner. • Generates new income via late fees, fees for waivers, prepayment fees. • Reviews adequacy of assigned risk ratings and provide support for risk rating upgrade and downgrade recommendations. • Resolves challenges and issues in providing lending solutions to clients. • Develops system solutions to generate proper portfolio reporting and maximize current software capabilities to improve effectiveness or efficiency of portfolio monitoring. • Collects financial information, communicates with loan applicants and credit administration to ensure approved loans are booked, funded, and managed in a proper and timely manner. • Maximizes respective portfolio profitability growth by focusing on value add relationships and transactions. • Participates in or lead the implementation of process and procedure changes. • Maximizes revenue by generating new income via increased pricing, default interest, or deferred accruals • Ensures compliance with training, statutes, valuation and environmental policy. • Supports senior workout professionals in management of troubled loan relationships. • Maintains abreast emerging risk trends and risk management best practices; summarizes and communicates findings with team. • Coaches and reviews the work of junior workout professionals, when needed. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business Administration, Accounting, Finance, Economics or equivalent field. - Required. Master's Degree Business Administration, Accounting, Finance, Economics or equivalent field. - Preferred. • Practical knowledge of corporate regulatory requirements, and factors influencing the business in which the Corporation operates. • Practical knowledge of key business control areas (Audit & Risk Review, Risk Management, Finance, Human Resources, and Legal) and governmental regulatory agencies. • Ability to resolve complex situations with internal clients and regulators, while maintaining a professional presence. • Ability to quickly respond to inquiries from regulatory agencies, internal partners, and external consultants. • Ability to read, analyze and interpret government regulations, trade journals and legal documents. • Ability to effectively deal with senior management as well as, Federal/State and other Regulators. • Ability to work cross-functionally as a team player. • Ability to mentor and guide staff and numerous projects simultaneously. • Ability to influence others, including senior leadership. • Excellent verbal and written communication skills. • Advanced Microsoft Office (Excel, Word, PowerPoint, Outlook, SharePoint) skills. • Strong project management skills. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$75,000.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$127,500.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,New York-Albany,Florida-Tallahassee,Pennsylvania-Harrisburg,Rhode Island-Providence Organization: Santander Holdings USA, Inc.

Workout Officer - Associate - Remote

Digital Product and Innovation InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Miami, FL, or New York, NY. •    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $62,400/year for an undergraduate student OR $83,200 for a graduate student Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Digital Product & Innovation Intern, you will gain hands-on experience at the intersection of financial technology, digital transformation, and innovation within Openbank, Santander’s new digital banking platform. This role offers exposure to a global organization while providing opportunities to learn how cutting-edge research, emerging technologies, and customer-centric design fuel next-generation banking experiences.What You’ll Do Responsibilities may include, but are not limited to: •    Research & Innovation o    Conduct market, technology, and competitor research to identify innovation opportunities and inform product strategy. o    Explore new fintech solutions, digital tools, and industry shifts that could influence future banking capabilities. o    Help synthesize research findings into insights and recommendations for product and innovation roadmaps. •    Customer Experience & Journeys o    Support customer journey mapping and evaluation of existing experiences, making recommendations to enhance customer outcomes. o    Research emerging trends and best practices in digital experiences to inspire future journey improvements. •    Product Development Support o    Assist with documentation and writing of business requirements, including building epics and user stories in Jira. o    Support agile product processes across cross-functional teams, ensuring alignment and smooth execution. o    Contribute to quality assurance by helping test new functionalities developed by product teams. •    Stakeholder & Data Engagement o    Support ongoing stakeholder relationships, including collaboration with Legal, Compliance, and Risk Subject Matter Experts. o    Analyze user and application data to identify friction points and recommend strategies to improve conversion and engagement. What we are looking for •    An undergraduate student/ graduate student with an expected graduation date between either December 2026 or May/June 2027. •    Area of Study: Technology, IT, Digital or related field •    Cumulative GPA is 3.3 or above. •    Demonstrates intellectual curiosity and courage.  •    Strong English communication skills both written and spoken required. •    Analytical thinkers with a strong attention to detail.  •    Organized and able to manage time and multiple tasks efficiently. •    Ability to work independently on special projects. •    Ability to effectively contribute to a team environment.It would be nice to have •    Coursework in or exposure to accounting, finance, economics, or business. (Preferred) •    Experience in Microsoft Office products.  (Preferred) •    Experience in Jira. (Preferred)  What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Coconut Grove,New York-New York Organization: Santander Bank N.A.

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