Mortgage Underwriter (100% Remote)

100% Remote

Job Description

This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term.

• Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
• Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.
• Credit Reviews: Perform thorough credit analysis and processing final approval files daily (subject to volume).
• Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.

Additional Skills & Qualifications

Minimum 1 year of frontline originations underwriting experience (Any loss mitigation or servicing underwriters will be disqualified)

Strong understanding of FHA, VA, and conventional loan underwriting..

Experience with Encompass and proficiency in Excel preferred.

Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred