Mortgage Loan Processor - Qualified Assumptions

Description

Position Summary

We are seeking a detail-oriented and experienced Qualified Assumption Processor to support our mortgage operations team. This role is responsible for processing loan assumptions, managing title communications, and assisting with loan originations. The ideal candidate will have a strong experience in mortgage processing, underwriting documentation, and title coordination.

Key Responsibilities

Guide applicants through the qualified assumption process, including requirements and next steps

Review and analyze customer-submitted documentation for accuracy and completeness

Accurately input data into the underwriting system within established timelines

Submit completed applications and documentation to operations and underwriting teams

Follow standard purchase workflows through underwriting and closing

Manage the title inbox and maintain communication with title companies

Coordinate with title companies to resolve issues and obtain required documents

Assist with general loan processing and originations as needed

Perform additional duties as assigned

Uphold company values and contribute to a positive team culture

Qualifications

Experience in mortgage loan processing and originations

Strong understanding of mortgage underwriting conditions and automated underwriting systems

In-depth knowledge of conventional conforming, high balance, FHA, and VA loan guidelines

UST Certification strongly preferred

Familiarity with federal and state mortgage regulations

Proficiency in Microsoft Excel and Word

Excellent organizational and communication skills

Ability to work onsite in Moorpark with flexibility for overtime and weekend hours

Skills

loan origination

Additional Skills & Qualifications

Loan processing and underwriting experience

Experience Level

Intermediate Level