Sr. Specialist, Data ScienceCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Sr. Specialist, Data Science is responsible for delivering high quality modeling solutions and following company-wide processes that allow for systematic improvements. • Designs and develops statistical models, applies and interprets validation results to ensure delivery of effective solutions. • Delivers high quality modeling solutions that following company-wide processes and allow for systematic improvements. • Supports the management and building of internal and external relationships by serving as a reliable resource in statistical modeling, data and systems, handling requests and ensuring client satisfaction. • Establishes and takes accountability towards meeting deadlines and milestones. • Presents quantitative results clearly and concisely and display a capability to discuss statistical and quantitative concepts coherently • Ensures compliance by maintaining knowledge of changes in the regulatory environment. • Develops efficient ways to conduct ad-hoc model run processes used to conduct model related research. • Conducts independent quantitative analytics. • Execution of quantitative models and tools to support analytic research. • Leads efforts in development of analytic tools/processes. • Develops and prototypes portfolio, models, forecasts reports to support forecast analytics operations. • Creates, reviews and updates model documentation (development process, methodology, user guide, etc.). • Ensures that risks inherent in model development and usage are properly identified and managed. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Data Science, Data Analysis, Operational Research, Decision Management or equivalent quantitative field. - Required. Master's Degree Data Science, Data Analysis, Operational Research, Decision Management or equivalent quantitative field. - Preferred. 3+ Years Data mining/advanced analytics applied to large-scale data-intensive projects. - Required. • Demonstrated experience with advanced statistical packages and software. • Demonstrated experience building and applying machine learning/predictive modeling in real-world use cases. • Demonstrated ability to communicate effectively and work creatively and analytically in a problem-solving environment. • Strong modeling and data manipulation skills. • Strong written and verbal communication skills. • Strong programming capability; ability to solve problems through programming and simulation. • Strong understanding of statistical tools and their application to business, as well as principles of cost/benefit analysis, risk management, marketing, collections and operations. • Proficient with the use of advanced statistical analysis software and applications (SAS, R, Python, SQL programming, etc.). • Ability to read, interpret and explain complex statistical theories and practices to a wide audience of varying technical capability. • Ability to multitask and properly prioritize multiple projects simultaneously. • Ability to prioritize according to the strategic direction of the organization. • Ability to meet deadlines and follow through on the completion of high-profile projects and initiatives. • Technical aptitude with strong logical, problem solving and decision-making skills. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$84,375.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$140,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Holdings USA, Inc.

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Sr. Specialist, Data Science

Sr. Supervisor, Internal AuditCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:The primary function of the Sr. Supervisor, Audit is to oversee and provide coaching and assistance to audit staff as part of internal audit reviews and activities, provided the position's solid understanding of the business. In addition, the Sr. Supervisor executes part of the testing that requires a deeper understanding of the area under review. The Sr. Supervisor leads the audit and ensures fieldwork is performed in a timely manner, ensuring all audit quality and client relation standards are met, and courteous and professional behavior is observed in all situations.Serve as the third line of defense, providing the Board Audit & Board Risk Committees and senior management with independent assurance on the quality and effectiveness of internal controls, risk management (current or emerging), governance processes and systems, and lending units (overall asset quality, risk and compliance processes, underwriting policies, procedures, limits, concentrations), thereby helping to protect the company’s value, solvency and reputation. To such ends, Internal Audit evaluates: the effectiveness and efficiency of these processes and systems; compliance with applicable laws and regulations, and with the requirements from supervisors; the reliability and integrity of financial and operational information; and, asset integrity. Financial Risk as well as Enterprise Risk Management (ERM) across Santander US and its entities are the primary areas of focus for this position. This includes knowledge of Risk Governance, Risk Appetite Statement (RAS) metrics, General Ledger (GL) Reconciliations, Financial Reporting  and SOX controls. Provide assurance on the quality and effectiveness of internal control, risk management (current or emerging) and governance processes and systems in the Other (non-IT) Risks space. • Develops a solid understanding of the business. • Examines business records and collects information, exercises independent judgment in identifying issues and assessing risk as well as formulates findings and presents the results to the Audit Manager. • Executes control design and operating effectiveness testing over areas that require a deeper understanding of the business or function under review as part of internal audit reviews and activities. • Conducts post-audit follow-up to appraise adequacy of corrective action taken to address audit recommendations. • Documents audit testing and follow-up tasks in accordance to relevant audit standards. • Demonstrates proactivity in professional development activities. • Attends professional training actions provided by the company. • Provides consistent quality service to both internal and external stakeholders that meets the company’s standards. • Participates with the Audit Manager in the planning of audit reviews and activities and designs test steps and audit procedures as part of internal audit reviews and activities. • Supervises and coaches audit staff as part of internal audit reviews and activities. As such, oversees field work and reviews and challenges the testing and work papers prepared by audit staff as part of internal audit reviews and activities, including post-audit follow-up. • Prepares a draft of the recommendations to be presented to the Audit Manager. • Assists the Audit Manager in assigning staff to complete specific audit tests and procedures. • Ensures fieldwork is completed within the budgeted timeframe. • Starts participating in the drafting of sections of the audit report/ conclusion document. • Communicates findings to business management and assists the Audit Manager in discussing the draft of recommendations with business management. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree: Accounting, Finance, Business or equivalent field. - Required. 5+ Years Audit or relevant experience. - Required. • Analytical and problem solving skills as well as the ability to work independently. • Ability to work independently with limited supervision. • Technology and computer skills, with the ability to effectively use Microsoft Office (Word, Excel, Outlook, PowerPoint). • Detail oriented with organizational skills. • Verbal and written communication skills. • Time management skills and the ability to complete multiple projects simultaneously and in a timely manner. • Solid diplomatic skills with the ability to resolve conflict in a civil manner. • Great leadership skills, teamwork skills, as well as the ability to work independently. Certifications: • Other CIA or/ and field-related certification (CPA, CRCM, CRMA, CFE, CAMS, CFSA, CBA, etc.) preferred. - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$97,500.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$170,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Holdings USA, Inc.

Sr. Supervisor, Internal Audit

Sr. Technology Risk AssociateCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!Position Summary: The Sr. Technology Risk Associate is responsible for ongoing oversight, assessment, management and reporting of technology and cybersecurity risks across Banco Santander International (BSI). This role is established in the second line of defense and requires collaboration across IT, CISO, Data Office, Operational Risk, Internal Audit and other relevant functional stakeholders within the organization in the management of Technology risks. An excellent understanding of the evolving regulatory landscape in the US and EU are vital for success in this role.The day-to-day focus may vary depending on the requirements of the overall second line of defense program priorities directed by the Chief Operational Risk Officer and may include: planned or ad-hoc technical risk reviews, technical review of IT and security architectures, review and challenge activities of IT or Business initiatives, risk reporting, development as well as review and challenge of technical risk framework and methodologies.Sr. Technology Risk Associate reports to the Chief Operational Risk Officer.            Position Duties / Responsibilities:Program Development • Direct the development and execution of projects for Banco Santander International (BSI) covering Business Continuity and Technology Risk Management (IRM) that comply with applicable regulations and identify milestones and compliance dates. • Report and monitor conformance and delivery against project plans, making adjustments and recommendations, where justified. • Drive culture of Technology Risk and Business Continuity Risk awareness and deliver required training. • Direct risk measurement and monitoring processes and communicate results, recommendations and escalations to the BSI Chief Operational Risk Officer (CORO). • Assess and communicate Technology and Business Continuity risk associated with all material activities/projects of the company. • Act as liaison with group, holding company and entity counterparts for identification of best practices, standards, policy and program updates for TRM and BCM. • Communicate to BSI CORO significant developments in the maturity of the Business Continuity Management and Technology Risk Management Program and Framework. • Perform independent review and challenge with first line of defense (1LoD) and address risk and control self-assessment (RCSA) outputs for technology infrastructure. • Support the development and implementation of the Technology Risk and Business Continuity Risk program strategy, policies and models. • Prepare, summarize and report updates of technology risk management (TRM) risk drivers and business continuity management activities (BCM) to CORO and applicable stakeholders. • Support implementation at the operating units by serving as Business Continuity risk management and TRM subject matter expert. • Interact with other Risk Managers and department heads.Compliance • Coordinate with the first line of defense to implement the new and existing regulatory standards regarding governance, the Technology and Business Continuity Risk Management Framework and related policies and procedures. • Lead in the execution and review of concluded risk assessments, attestations and perform IT compliance control testing review and challenge. • Create and report auditable measurements, remediation of findings and report recommended course of action to the BSI CORO, on a routine basis, for all matters related to TRM and BCM. • Maintain regulatory compliance and credibility with regulators at the Federal Reserve Board, with respect to Business Continuity risk management and Technology risk issues. • Facilitate effective regulatory examinations and audit reviews when required. • Oversee the review of reports and updates from GDPR, SOX, FFEIC, OCC, GLBA and Group for Operational Risk Management effectiveness in support of the BSI CORO and alignment of objectives. • Prepare and provide reports and evidentiary support for internal and external auditors, regulators and the bank’s management. • Liaise with Banco Santander International (BSI) headquarters to ensure corporate Business Continuity and Technology Risk Management requirements are being met. • Build relationships and communication channels with compliance community including internal and external auditors, departments and managers. • Provide functional and analytical support for the bank’s Governance Risk and Compliance and BCM tools and applications.Business Continuity Management • Coordinate with the first line of defense to implement the new and existing regulatory standards regarding governance, the Technology Risk and Business Continuity Risk Management (BCM) Frameworks and related policies and procedures. • Manage complex and changing business contingency planning and scenarios in support of 1LoD and 2LoD operational effectiveness and BSI CORO oversight. • Support BCM program deliverables for both short and long-term objectives and report BCM program results to the BSI CORO on a monthly basis. • Oversee the implementation of the Business Continuity Management (BCM) Program and related risk analytical activities for BSI in a manner that is consistent with applicable regulatory requirements. • Review and report risk and control activities within BCM including oversight of plan review and approval. • Coordinate and oversee BCM testing schedule, cyber resiliency program, scenarios and exercises. • Provide analysis for Business Impact Analysis (BIA) reporting, business impact criticality and cyber resiliency programs and activities. • Facilitate effective regulatory examinations and audit reviews when required. • Provide routine communication on the business continuity strategy and operational resilience reports to BCM program stakeholders and submit timely recommendations to the BSI CORO. • Submit audit documents and evidentiary support to auditors and regulators within time intervals. • Prepare and submit the bank’s Annual BCM Summary report for BSI CORO review and approval.Technology Risk Management • Act as the second line of defense subject matter expert on technology risk management. • Identify and assess technology risks, ensure awareness and accountability for their management. • Design and execute independent testing and assurance of technical domains. • Participate in the independent and ongoing risk oversight of key technology components of the firm’s business and strategy initiatives. • Participate in evaluation of new products / business changes / projects and assess related technology risks and impact to the technology risk profile. • Participate in the evaluation and management of risks related to third-party suppliers involved in technology projects . • Perform review and challenge of first line of defense risk management processes, data and outcomes (e.g. risk assessments, control evaluations, risk metrics, mitigation plans, risk acceptances etc.) • Analyze Technology risk data from various sources (e.g. external events, control deficiencies, risk register etc.) to identify and measure levels of risk, concentration, trends and patterns; drive automation, risk analytics & aggregation and risk visualization. • Support process for constructive engagement across the Lines of Defense regarding risk appetite, risk metric determination or evaluation, issue management and action plans. • Advises on remediation of regulatory findings, correction of any inconsistencies and monitors resolution. • Prepare information to enable governance committees / working groups in the management oversight of technology risks. • Initiate timely escalations to Chief Operational Risk Officer (CORO) and the Technology Risk leadership team. • Work across the lines of defense to recommend strategies that effectively treat risks within the risk appetite. • Maintain good communication with the Chief Information Security Officer (CISO) and prepare feedback to BSI Chief Operational Risk Officer (CORO) on enhancing the protection and resilience of the bank’s systems and operations• Other duties as assigned or requested by immediate supervisor.Education:Bachelor’s degree required; Master’s degree preferred or equivalent experienceBusiness Experience:8-12 years of relevant experience or demonstrated required level of proficiencySpecialized and/or Technical Knowledge:• Practitioner experience in Technology or Cybersecurity risk management with an ability to lead technical risk assessments, identify and assess risks, document findings and opinions, and develop risk reporting. • Good understanding of regulatory requirements e.g. FFIEC, FDIC, OCC requirements and industry frameworks and practices e.g. COBIT, ITIL , ISO, NIST 800-53, CSA-CCM v4, Fed Ramp, CIS Benchmarks. • IT Service Management domains e.g. IT Change Management, IT Capacity Management, IT Incident Management, IT Release Management. • Software Development Lifecycle (SDLC). • IT Asset Management and Shadow IT (End User Computing). • Networks and Communication Systems. • Virtualized infrastructure. • Payments technology e.g. SWIFT, Fedline etc. • Advanced levels of proficiency in MS Excel and Powerpoint. • High levels of proficiency with data visualization and reporting tools such as PowerBI and/or Tableau. • Working knowledge of the Python ecosystem, including best practices (Pref). • Excellent written and verbal communication skills.Licenses / Certifications:• CISM, CISA, CRISC, CISSP, or equivalent (preferred).Languages:• English required, Spanish high desirable.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$93,750.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$165,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Miami Organization: Banco Santander International

Sr. Technology Risk Associate

Strategic Initiatives InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA. •    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $52,000/year Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer you You will be given exposure to the innerworkings of one largest financial institution in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a strategic initiatives intern, you will come out of this experience with an understanding of strategic projects that are happening across the digital and retail banking sector. Responsibilities of the Strategic Initiatives internship role may include but are not limited to: •    Competitive Peer Analysis - Tracking our competitors and understanding recent entrants into the market. Research will involve looking at regulatory documents (10Ks, SEC filings) and other industry sources. •    Business Transformation - Help build the bank of the future by tracking current simplification activities and providing input on the bank of the future. •    Customer Insights - Work with data team to understand RBT portfolio composition, value concentration, and behavior. •    Meeting Inventory Study - Compile list of forums and meetings across RBT to highlight areas of opportunity to consolidate and drive efficiencies. •    Calendar Support - holistic accountability and key meeting management - create structure around critical RBT forums and align appropriate resources for cleaner end to end project management. •    Ad Hoc - Projects based on intern interest and evolving team portfolio.What we are looking for •    An undergraduate student with an expected graduation date between either December 2026 or May/June 2027. •    Area of Study: Finance, Business, Data analytics or related field •    Cumulative GPA is 3.0 or above. •    Demonstrates intellectual curiosity and courage.  •    Strong English communication skills both written and spoken required. •    Analytical thinkers with a strong attention to detail.  •    Organized and able to manage time and multiple tasks efficiently. •    Ability to work independently on special projects. •    Ability to effectively contribute to a team environment.It would be nice to have •    Coursework in or exposure to accounting, finance, economics, or business. (Preferred) •    Experience in Microsoft Office products.  (Preferred)What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Bank N.A.

Strategic Initiatives Intern

Strategy & Corporate Development - InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gainOur Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027.Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX.<ul><li>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. </li></ul>Salary:Undergraduate: $62,400/year Graduate: $ 83,200/yearBefore applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer youYou will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Strategy & Corporate Development intern, you will come out of this experience with an understanding of how strategic planning and corporate initiatives drive long-term business growth. You will gain direct knowledge of financial modeling, asset back securities, private debt markets, credit risk analysis, and consumer finance. You’ll learn how to synthesize complex data into insights and support high-impact business decisions.Responsibilities of the Strategy & Corporate Development internship role may include but are not limited to:<ul><li>Develop a strong understanding of the company’s products, capabilities, operations and financial performance </li><li>Develop and maintain a working knowledge of relevant industry sectors, including specialty finance, banking and insurance including monitoring and analyzing relevant transactions that occur in the marketplace  </li><li>Research and analyze industries, companies, technology segments, and business models to develop a competitive landscape assessment  </li><li>Conduct strategic fit and business opportunity analysis to determine profitability in various scenarios  </li><li>Assist in the development and implementation of company-wide strategic initiatives </li><li>Build financial models relating to asset valuation, fixed income portfolio valuation, and regulatory capital and liquidity analysis </li><li>Prepare presentations that provide a logically reasoned and data-supported approach for deal counterparties, senior executive teams, and board of directors </li><li>Act as a liaison between businesses, other departments, vendors, consultants, and advisors at all levels  </li><li>Perform competitor benchmarking and assist in preparing detailed reports on peer company performance and strategic direction</li><li>Analyze market trends, regulatory changes, or geopolitical factors impacting the bank’s business units</li><li>Support due diligence activities for potential partnerships, investments, or acquisition  opportunities</li></ul>What we are looking for<ul><li>An undergraduate student and/or graduate student with an expected graduation date between either December 2026 or May/June 2027.</li><li>Area of Study: A major in Finance, Economics, Mathematics or Mathematical Economics </li><li>Cumulative GPA is 3.5 or above.</li><li>Demonstrates intellectual curiosity and courage.</li><li>Strong English communication skills both written and spoken required.</li><li>Strong logic, reasoning, and math skills</li><li>Analytical thinkers with a strong attention to detail.</li><li>Organized and able to manage time and multiple tasks efficiently.</li><li>Ability to work independently on special projects.</li><li>Ability to effectively contribute to a team environment.</li><li>Ability to work well with people from many different disciplines with varying degrees of technical experience</li><li>Ability to adapt to a dynamic, rapidly changing business and technical environment</li><li>Ability to maintain confidentiality</li></ul>It would be nice to have<ul><li>Coursework in or exposure to accounting, finance, economics, or business. (Preferred)</li><li>Experience in Microsoft Office products.  (Preferred)</li><li>Familiarity with tools or systems such as Bloomberg, SQL, or Intex. (Preferred)</li></ul>What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas

Strategy & Corporate Development - Intern

Structured Finance Energy – Vice PresidentCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Vice President will be a strategic advisor and transaction lead to our clients in financing and other situations, and to lead the entire transaction process from origination to closing, including, origination, structuring and modelling, diligence, lenders presentations and coordination, and negotiation of definitive of documentation. Activities will include providing relevant content and advice to clients related to financing and strategic transactions.<ul><li>Assist in developing and maintaining new and existing client relationships, in order to support the team in growing business in the region, including preparation of marketing related material</li><li>Act as the deal team leader(s) in the execution and origination of both advisory and financing mandates</li><li>Provide essential support to deal team leader(s) in the execution and origination of both advisory and financing mandates</li><li>Lead teams in the execution of financing and financial advisory assignments</li><li>Lead team in maintaining knowledge of the Energy and infrastructure sectors, as well as current market conditions and financing trends            </li><li>Prepare structuring materials and financing analyses for pitches and live mandates</li><li>Operate within compliance parameters and demonstrate sound business judgement</li><li>Oversees, mentors and trains junior level staff from a financial, operational, competitive and industry perspective.</li></ul> What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business or equivalent field. - Required. Master's Degree Business or equivalent field. - Preferred.<ul><li>5+ years of relevant experience</li><li>3+ years in developing complex financial models</li><li>Preferred sector experience: power & renewables, energy transition and traditional energy</li><li>Solid financial modeling and technical capabilities</li><li>Strong communication and interpersonal skills</li><li>Advanced knowledge of Excel, PowerPoint</li><li>Ability to coordinate across multiple teams</li><li>Team player and self-starter</li><li>Strong interest in new disruptive/clean technologies Bachelor’s degree, or equivalent</li><li>MBA or CFA is a plus</li></ul> Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$202,500.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$280,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Structured Finance Energy – Vice President

Summer Internship - Georgia Tech 2026Country: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!Job DescriptionAre you passionate about delivering world-class services and financial advice to high-net-worth individuals and family groups? We are seeking assertive, energetic, and creative students to join our team for a Summer Internship Program in Miami, Florida.As an intern, you will: <ul><li>Contribute to projects that have a real impact on clients.</li><li>Support our team of wealth management professionals.</li><li>Assist with the day-to-day responsibilities of an entrepreneurial business model.</li><li>Gain product knowledge through sessions with internal and external partners to better support your team.</li></ul>Qualifications:<ul><li>Submit a well-rounded resume highlighting academic achievements and campus involvement.</li><li>Strong interest in developing a career in Wealth Management.</li><li>Currently enrolled as an undergraduate student.</li><li>Eligible to work in the U.S.</li><li>Bilingual proficiency in English, Spanish and/or Portuguese</li></ul>Preferred Skills:<ul><li>Proficiency in Microsoft Office </li><li>Strong organizational and time-management abilities</li><li>Ability to multitask in a fast-paced environment</li><li>Excellent interpersonal and leadership skills</li><li>Sound judgment and discretion in handling sensitive information</li><li>Strong analytical, problem-solving, and critical thinking skills</li></ul>A few of the departments involved in the program:<ul><li>Commercial Department</li><li>Products Department</li><li>Technology Department (Infrastructure and/or Cybersecurity)</li><li>Investment Strategy</li><li>Accounting Department</li><li>Risk Management Department</li></ul>What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$0.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$0.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Miami Organization: Banco Santander International

Summer Internship - Georgia Tech 2026

Sustainability Strategy InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA. •    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $52,000/year Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a sustainability strategy intern, you will come out of this experience with an understanding of Santander’s sustainability and social objectives. This team implements strategies measuring our environmental impact, promoting our commitment to the communities we serve and ensuring sound corporate governance policies and practices. Responsibilities of the sustainability internship role may include but are not limited to: •    Provide support for initiatives to advance philanthropic and grantmaking processes and related reporting •    Help advance and further develop aspects of our award-winning Cultivate Small Business program •    In consultation with other Santander teams, advance research into various sustainability and climate risk topics which impact our business •    Support the calculation of financed emissions for key portfolios •    Research into leading practices for ESG reporting (GRI, CSRD, SASB) •    Provide support for the development of various ESG reporting processes •    Provide support for the creation of various US sustainability policies and procedures  What we are looking for •    An undergraduate student with an expected graduation date between either December 2026 or May/June 2027. •    Area of Study: Environmental science, sustainability, economics, finance, accounting, political science or related field  •    Cumulative GPA is 3.0 or above. •    Demonstrates intellectual curiosity and courage.  •    Strong English communication skills both written and spoken required. •    Analytical thinkers with a strong attention to detail.  •    Organized and able to manage time and multiple tasks efficiently. •    Ability to work independently on special projects. •    Ability to effectively contribute to a team environment.It would be nice to have •    Coursework in or exposure to accounting, finance, economics, or business. (Preferred) •    Experience in Microsoft Office products.  (Preferred)What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Bank N.A.

Sustainability Strategy Intern

Technology & Data Analytics InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!  What you will gainOur Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students who have an expected graduation date between December 2026 and May/June 2027.Santander US is a nationwide business with locations across the country. This position is located in Quincy, MA.<ul><li>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. </li></ul>Salary: $67,600/year Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer youYou will be given exposure to the innerworkings of one of the largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Technology and Data Analytics intern, you will gain a strong understanding of how technology powers banking operations. You’ll work with real systems, tools, and data, with exposure to vendor management, compliance, and cross-functional teams. You’ll learn how to support technical projects and communicate insights in a professional environment Responsibilities of the Technology and Data Analytics internship role may include but are not limited to:<ul><li>Assisting Business Analysts in documenting current business procedures and processes</li><li>Supporting the creation of documentation and definitions for technical systems, processes, business rules, and data</li><li>Researching emerging technologies and technical components to enhance current procedures to support transformation within the bank</li><li>Ensuring application information and documentation are accurate and up to date</li><li>Creating PowerPoint presentations for business cases and stakeholder engagement</li><li>Contributing to special projects related to strategic initiatives within the bank — including areas such as Channel Applications, Loan Systems, Mobile/Online Banking, CRM, and Operations</li><li>Participating in weekly meetings with business users to review ongoing projects, discuss processes, and identify opportunities for improvement</li></ul>What we are looking for<ul><li>An undergraduate student with an expected graduation date between either December 2026 or May/June 2027.</li><li>Area of Study: Information Systems, Computer Science, Data Analytics, Business, Engineering, or a related field</li><li>Cumulative GPA is 3.0 or above.</li><li>Demonstrates intellectual curiosity and courage.</li><li>Strong English communication skills both written and spoken required.</li><li>Analytical thinkers with a strong attention to detail.</li><li>Organized and able to manage time and multiple tasks efficiently.</li><li>Ability to work independently on special projects.</li><li>Ability to effectively contribute to a team environment.</li></ul>It would be nice to have<ul><li>Coursework in or exposure to accounting, finance, economics, or business. (Preferred)</li><li>Experience in Microsoft Office and Power Platform products.  (Preferred)</li><li>Experience in data visualization tools or banking systems. (Preferred)</li></ul>What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Quincy, MA, 1 Enterprise Drive-Quincy-Corp Other Locations: Massachusetts-Quincy

Technology & Data Analytics Intern

Technology - Chief Data Office (CDO) InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gainOur Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate or graduate students who have an expected graduation date between December 2026 and May/June 2027.Santander US is a nationwide business with locations across the country. This position is located in Boston, MA.<ul><li>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. </li></ul>Salary: Undergraduate: $67,600/year                Graduate: $83,200/year                             Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer youYou will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Chief Data Office (CDO) intern, you will come out of this experience with an understanding of how enterprise data is managed, governed, and leveraged within a large financial institution. You will gain direct knowledge of data management practices, including business glossaries, data lineage, data dictionaries, and data quality rules, and could include exposure to banking platforms, vendors, and regulatory data requirements. You’ll learn how technology and data governance intersect with strategic initiatives, while building relationships across IT and business teams that support enterprise-wide data transformation.Responsibilities of the CDO internship role may include but are not limited to:<ul><li>Assists in documenting business processes, focused on data flows, and data control points</li><li>Assists in the creation of documentation for Key Data Elements, its definition (Glossary), flow (Data Lineage) etc.</li><li>Interest in Data Analytics, Data Visualization and Reporting.</li><li>Basic understanding of database, data warehouse, data lake conceptual architecture</li><li>SQL, Python and PowerBI basic experience or interest to learn. These skills can support the team in the automation of internal processes and enhanced reporting</li><li>Ability to learn about Data Quality rule development and implementation in Data Management Specific Tooling</li><li>Researching new technologies and components related to Data and Data management</li><li>Ensure any reporting data used in the Data Management Program is correct and updated as required</li><li>Special Project work related to strategic initiatives within the bank, focused on ensuring the Data Management program requirements are integrated – could be related to Channel applications, Loan Systems, Mobile / Online Banking, CRM, Operations, etc.</li></ul>What we are looking for<ul><li>An undergraduate or graduate student with an expected graduation date between either December 2026 or May/June 2027.</li><li>Area of Study: Finance, Accounting, Economics, Data Analytics, Business Analytics</li><li>Cumulative GPA is 3.0 or above.</li><li>Demonstrates intellectual curiosity and courage.</li><li>Strong English communication skills both written and spoken required.</li><li>Analytical thinkers with a strong attention to detail.</li><li>Organized and able to manage time and multiple tasks efficiently.</li><li>Ability to work independently on special projects.</li><li>Ability to effectively contribute to a team environment.</li></ul>It would be nice to have<ul><li>Coursework or exposure to accounting, finance, economics, business, data analytics, or information systems. (Preferred)</li><li>Experience in using Microsoft Office products, particularly Excel, PowerPoint, Word, and Visio.  (Preferred)</li><li>Experience in or interest in learning data tools or systems such as SQL, Python, Power BI, or data management platforms (Preferred)</li></ul>What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Massachusetts-Quincy,Texas-Dallas,New York-New York Organization: Santander Bank N.A.

Technology - Chief Data Office (CDO) Intern

Technology Operations - InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gainOur Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students who have an expected graduation date between December 2026 and May/June 2027.Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX.<ul><li>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. </li></ul>Salary: $67,600/year Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer youYou will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Technology Operations intern, you’ll gain an understanding of how IT strategy and governance function in a large bank. You’ll work on executive communications, business workflows, and may be exposed to project governance and vendor management. You’ll learn how to support strategic initiatives and communicate across business and IT teams. Responsibilities of the Technology Operations internship role may include but are not limited to:<ul><li>Draft PowerPoints for presentations to senior leaders</li><li>Review/update Excel documents with attention to detail to ensure accuracy</li><li>Create and/or edit Visio workflows detailing business processes</li><li>Research and draft communications for upcoming releases</li><li>Special Project work related to strategic initiatives within the organization</li><li>Ability to work various tasks at a time and complete assigned tasks end-to-end</li></ul>What we are looking for<ul><li>An undergraduate student with an expected graduation date between either December 2026 or May/June 2027.</li><li>Area of Study: (inclusive of any preferred major study areas)</li><li>Cumulative GPA is 3.0 or above.</li><li>Demonstrates intellectual curiosity and courage.</li><li>Strong English communication skills both written and spoken required.</li><li>Analytical thinkers with a strong attention to detail.</li><li>Organized and able to manage time and multiple tasks efficiently.</li><li>Ability to work independently on special projects.</li><li>Ability to effectively contribute to a team environment.</li></ul>It would be nice to have<ul><li>Coursework in or exposure to accounting, finance, economics, or business. (Preferred)</li><li>Experience in Microsoft Office products.  (Preferred)</li><li>Experience in Visio, SharePoint, Teams, or project management software like Jira or ServiceNow.(Preferred)</li></ul>What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas Organization: Santander Consumer USA Inc.

Technology Operations - Intern

Technology Risk Management InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX  New York City, NY  Boston, MA or Miami, FL•    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $62,400/year for an undergraduate student OR $83,200 for a graduate student Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a Technology risk management intern, you will come out of this experience with an understanding of Risk Management Technology Solutions within the Financial Services industry. You will gain direct knowledge of requirements analysis, solution design and testing, technical documentation, system data management, and other aspects of technology solutioning and could include exposure to senior risk team personnel, business managers, Information Technology teams, and other disciplines. You’ll learn to aid in the development of tools and systems to support activities that minimize the company's exposure to risk coupled with building and maintaining new processes. Responsibilities of the Technology Risk Management internship role may include but are not limited to: •    Participate in various risk management projects and initiatives •    Executes ad hoc reporting to facilitate miscellaneous senior and executive management reporting and status updates as needed •    Lead, support, and develop short-term projects •    Support the development of risk management technologies including most or all phases of the Software Development Lifecycle (no programming experience required) •    Performing risk control assessments and produce assessment reports •    Analyzing control performance data and identifying trends •    Analyzing the metrics and measurements data and identify issues and trends What we are looking for •    An undergraduate student and/or a graduate student with an expected graduation date between either December 2026 or May/June 2027. •    Area of Study: Cybersecurity, Information Technology, or related field  •    Cumulative GPA is 3.0 or above. •    Demonstrates intellectual curiosity and courage.  •    Strong English communication skills both written and spoken required. •    Analytical thinkers with a strong attention to detail.  •    Organized and able to manage time and multiple tasks efficiently. •    Ability to work independently on special projects. •    Ability to effectively contribute to a team environment.It would be nice to have •    Coursework in or exposure to information security, data analytics, information technology or business (Preferred) •    Experience in Microsoft Office products.  (Preferred) •    Experience in data analysis software or system. (Preferred)What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas,New York-New York,Florida-Coconut Grove,Massachusetts-Boston

Technology Risk Management Intern

Treasury Associate - Liquidity Risk ManagementCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Associate, Treasury executes on and improves on the day-to-day operations in Asset-Liability Management and Liquidity Risk Management. They will be responsible for the analysis and execution of daily key risk indicator reporting for Santander US, including real-time market and business analysis. The associate will also be responsible for defining indicators and setting thresholds to capture Santander US’s unique liquidity risk profile, working closely with the Head of Liquidity Risk Management.   •Day-to-day execution of liquidity risk monitoring reporting including updated analysis and production daily key risk indicators for Santander US. •Validate the accuracy of internal reporting of financial and operational data, including continuous process improvements. •Perform variance and forecasting analysis of key financial data. •Analyze and recalibrate key risk indicators and limits using historical and industry data. •Monitor adherence to established standards and risk limits. •Contribute to a strong internal control environment. •Ensures treasury policies, practices, and procedures are understood and followed. •Communicate effectively with internal stakeholders. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree: Accounting, Finance, Economics or equivalent field. - Required. 5+ Years Banking/Financial Industry - Required. 5+ Years Experience in Asset-Liability Management, Liquidity Risk Management, Cash Management, Capital Management, Capital Allocation - Preferred. 5+ Years Recovery & Resolution, Interest-Rate Risk Management, Funds Transfer Pricing - Preferred. 5+ Years Investment Portfolio Management, Balance-Sheet Management, Debt Capital Markets - Preferred. • Ability to convey a sense of urgency and drive. • Strong verbal and written communication skills in interacting with internal stakeholders. • Strong interpersonal, supervisory and customer service skills required. • Excellent analytical, organizational and project management skills. • Detail oriented with ability to research, organize and analyze financial data. • Advanced in MS Word, MS Excel, MS PowerPoint, QRM, MS Outlook. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$76,875.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$132,500.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, State Street-Corp Other Locations: Massachusetts-Boston Organization: Santander Holdings USA, Inc.

Treasury Associate - Liquidity Risk Management

USA Associate, Credit Risk (047RI1)Country: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:
The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting. The incumbent will analyze and summarize current and prospective trend financial characteristics, regulate risk exposure and controls by identifying areas of concern, opportunities, and reports on potential and/or known issues while recommending process improvements. 

 • Evaluates counter party credit equivalent exposure in non-standard trade positions using modeling techniques. 
 • Identifies potential credit risks and assesses impact, probability of occurrence and timeframe.
 • Analyzes counter party portfolio and cross-border risk data, events and trends.
 • Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative.
 • Provides guidance and subject matter expertise regarding credit risks and mitigation planning to colleagues across the organization.
 • Maintains abreast emerging risk trends and risk management best practices; summarizes and communicates findings with team.
 • Implements quality controls and processes; determines resolution steps for quality issue, with escalation and reporting as required.
 • Ensures business activities and operations are in compliance with applicable policies, procedures and/or regulatory requirements.
 • Generates routine analysis and insights using raw and multiple data sources for reporting. 
 • Performs ad-hoc projects requiring planning, research, analysis, and recommendations to management via formal presentations and/or written communications.
 • Regulates credit risk exposure, mitigation, and controls for new products and implements solutions to existing programs.
 • Collaborates cross-functionally with Information Technology to ensure the establishment of recovery testing methodologies; the planning and coordination of the testing of recovery support and business resumption procedures.
 • Develops and presents comprehensive risk exposures and recommendations on best practices for remediate and implement to management.
 
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required.
Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred.
 
5+ Years Risk Management, Credit Risk, or Internal Audit - Required.
5+ Years Financial Services industry experience. - Required.
 
 • Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics.
 • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures.
 • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers.
 • Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers.
 • Ability to adjust to new developments/changing circumstances.
 • Ability to build and foster internal relationships.
 • Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers.
 • Strong project management skills.
 • Ability to summarize, document, and communicate information in a clear and concise manner.
 
Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$76,875.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$130,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

USA Associate, Credit Risk (047RI1)

USA Investment Banking - CoverageCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:
As an Associate in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff.

 • Participate in advanced training programs to further develop technical expertise and leadership skills.
 • Take a leadership role in the preparation of client presentations, pitch books, and financial analysis.
 • Manage and review financial models, valuation analyses, and transaction documentation.
 • Oversee Analysts’ work and ensure accuracy in deliverables.
 • Actively participate in client meetings and deal discussions.
 • Contribute to deal structuring and negotiation processes.
 • Support senior bankers in identifying and pursuing new business opportunities.
 
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor’s degree or equivalent: in Finance, Business or equivalent degree - Required.
Master's Degree/ MBA MBA - Preferred.
 
3+ Years Finance, Business or related field/sector - Required.
 
 • Demonstrated knowledge of corporate finance and investment banking products, with a preference to experience in [sector].
 • Expert knowledge of Excel and PowerPoint with advanced financial modeling skills.
 • Strong communication and interpersonal skills.
 • Team player and self-starter.
 • Strong technical financial modeling and valuation skills.
 
Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$131,250.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$225,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Los Angeles, CA, UCM - Los Angeles Other Locations: California-Los Angeles Organization: Santander US Capital Markets LLC

USA Investment Banking - Coverage

USA Sr. Analyst, Credit Risk (048RI1)Country: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:
The Sr. Analyst, Credit Risk is responsible for risk analysis and independent oversight of credit quality of assigned portfolios, may be responsible for monitoring risk exposures arising from trading activities. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. 

The incumbent is responsible for reviewing, analyzing, and/or evaluating the Company's credit risk management program that renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization's assets, products, and services. The Sr. Analyst will recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the department.

 • Analyzes trends in credit risk data and escalates developments according to company policy and procedures for risk escalations.
 • Communicates and shares insight to causes of risk indicators and proposes recommendations to resolve or mitigate identified risks with team.
 • Reviews identified credit risks and liabilities; informs and recommends resolutions with business lines to mitigate risk potential.
 • Assists in processing risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations.
 • Serves as a point of contact for the department by responding to internal inquiries regarding credit risk, procedures, regulatory requirements, and project status updates.
 • Informs employees on credit and risk policies and guidelines to build a risk aware culture and practice across the organization.
 • Researches a wide variety of topics and issues including emerging credit risks and trends and credit risk management best practices; summarizes and communicates findings with team.
 • Evaluates credit risk management contingency plans and reports findings.
 • Assists in processing credit risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations.
 • Prepares appropriate review memorandum summarizing liabilities and recommending follow-up evaluations.
 • Provides procedural guidance and support to junior analysts in the various functions of the department, and in the methods of tools of analysis.
 • Interprets and applies credit and risk procedures, ensures analysis is documented and that records are maintained.
 • Evaluates the strengths and weaknesses of existing controls and provides recommendations on opportunities for improvement.
 
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required.
Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred.
 
1+ Years Risk Management, Credit Risk, Internal Audit or related experience. - Required.
 
 • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures.
 • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers.
 • Strong quantitative capabilities and analytical skills, including an investigative mindset.
 • Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills.
 • Strong verbal and written communication skills.
 • Ability to build and foster internal relationships.
 • Strong organizational and time management skills.
 • Ability to analyze risk and provide recommendations and/or resolutions to minimize risk.
 • Ability to summarize, document, and communicate information in a clear and concise manner.
 • Ability to work independently as well as collaboratively within a team environment.
 • Ability to stay abreast of industry best practices, procedures, and techniques.
 • Ability to change direction as project demand dictates.
 • Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner.
 
Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$58,125.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$107,500.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

USA Sr. Analyst, Credit Risk (048RI1)

USA Underwriting & Portfolio Management AnalystCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:
The main function of the Sr. Specialist, Underwriting & Portfolio Management is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans.

 • Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.
 • Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.
 • Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.
 • Conducts detailed economic and demographic research to determine feasibility of transactions.
 • Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.
 • Conducts inspections of physical assets.
 
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.
 
3+ Years Related experience and/or training. - Required.
 
 • Excellent written and verbal communication skills.
 • Strong analytical skills and proficient with financial statements.
 • Ability to work in a fast paced environment with little supervision.
 • Ability to work well with others and on teams.
 • Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.
 • Demonstrates strong judgment and sound credit skills.
 • Knowledge of Federal banking regulations.
 
Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$63,750.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$97,500.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

USA Underwriting & Portfolio Management Analyst

User Acceptance Testing InternCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA or Quincy, MA. •    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.  Salary: $64,200/ year Before applying, please keep in mind that our internship program does not offer any relocation assistance.What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.As a user acceptance testing intern, you will come out of this experience with an understanding of the product development lifecycle, project management and User Acceptance Testing. You will gain direct knowledge of what it means to deliver a quality product to market and could include exposure to delivery of new features and functionality on the Openbank platform. You’ll learn how to read and interpret product requirements from Epic and Stories and play an active role in ensuring that the functionality being conceived is fit for purpose or better. Responsibilities of the user acceptance testing internship role may include but are not limited to: •    Test planning and coordination for SBNA and Openbank •    Documentation of processes in relation to the use of AI tools •    Analysis of historic defects to identify trends and common pain points •    Process review and suggestions on how they could be improved •    General review of ways of working to help facilitate positive changeWhat we are looking for •    An undergraduate student with an expected graduation date between either December 2026 or May/June 2027. •    Area of Study: Product management, Finance, Business, Project management or equivalent field •    Cumulative GPA is 3.0 or above. •    Demonstrates intellectual curiosity and courage.  •    Strong English communication skills both written and spoken required. •    Analytical thinkers with a strong attention to detail.  •    Organized and able to manage time and multiple tasks efficiently. •    Ability to work independently on special projects. •    Ability to effectively contribute to a team environment.It would be nice to have •    Coursework in or exposure to accounting, finance, economics, or business. (Preferred) •    Experience in Microsoft Office products.  (Preferred)What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Link to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Massachusetts-Quincy Organization: Santander Bank N.A.

User Acceptance Testing Intern

VP, Application Development/Cash Equity Electronic Trading SupportCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:The VP, Application Development/Cash Equity, Electronic Trading serves as a support personnel and/or project manager for multiple application initiatives. Analyzes, designs, develops and maintains software applications to support Equity related product & respective business units. Controls and/or provides solutions to single and/or multiple organizations, with minimal management guidance. Provides advanced technical expertise in analyzing, designing, estimating, and developing software applications to project schedule. Oversees workflows design and implementation of most complex design components. Creates project plans and deliverables and monitors task deadlines. The incumbent oversees, maintains and supports existing software applications and provides subject matter expertise in reviewing, analyzing, and resolving complex issues.<ul><li>The role is joining an active team in providing immediate hands-on support for Equity Principal Trading and Cash desks.</li><li>Owns the enablement of customer /sales enablement on the dealer to customer markets</li><li>Candidate will troubleshoot trade flow in Fidessa and provide functional support to the desk.</li><li>Role includes documenting all issues and working to escalate as needed.</li><li>Must be able to own all issues from report to completion.</li><li>Resource is expected to conduct broker/dealer onboarding by performing FIX testing/certification with counterparties as needed.</li><li>Ability to navigate high touch traders in Equities trading floor to support Cash Equities/Swaps/Derivatives traders</li><li>Know all Fidessa modules related to trading business specifically Equity related products</li><li>Algorithmic trading experience preferred with some vendor products exposure</li><li>Project management experience would be beneficial so the resource can assist on Equity projects</li><li>Establishes infrastructure standards and requirements.</li><li>Evaluates, directs and supports Application system enhancements and performs quality assurance functions.</li><li>Provides highest degree of technical engineering and support to the team.</li><li>Researches and implements solutions for Application functionality in the areas of performance monitoring and tuning and systems configuration, design and implementation.</li><li>Contributes to the design and delivery of complex projects to achieve key business objectives.</li><li>Leads efforts to ensure the workplace environment supports a highly motivated and effective workforce focused on continuous improvement and best practices.</li></ul> What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.<ul><li>Bachelor's Degree or equivalent work experience: Information Technology or equivalent field. - Required.</li><li>9+ Years Information Technology, Fidessa and other order management system flows</li><li>Strong communication and presentation skills, as well as strong/proven management skills.</li><li>Ability to continually assess and evaluate the impact of emerging technologies against the strategic business needs and interpret business value for the leadership team in a consultative capacity.</li><li>Provides strong leadership to the various team members through mentoring, career development, interpersonal skills, teamwork ethic, and enabling leadership skills.</li><li>Proven understanding of Computer Science fundamentals including web development, service-oriented architecture, cloud computing, test driven development and domain driven design.</li><li>Strong services oriented architecture experience.</li><li>Ability to lead multiple sub-teams through example and persuasion.</li><li>Ability to manage multiple projects at the same time.</li><li>Ability to develop and maintain applicable industry knowledge and best practices.</li><li>Ability to stay up to date on industry trends.</li><li>Ability to foresee/ predict industry direction.</li><li>Ability to work in a fast paced, energetic, and entrepreneurial work environment</li><li>Exhibits strong teamwork skills</li><li>High degree of integrity and confidentiality</li><li>Excellent oral and written communication skills</li><li>Ability to effectively prioritize and handle multiple tasks under tight deadline</li><li>Strong work ethic and demonstrated commitment to excellence</li><li>High attention to detail and strong organizational skills</li><li>Proactive; self- motivated and goal oriented</li><li>Experience in developing and managing multi-tier architecture applications.</li><li>Strong analytical and critical thinking skills.</li><li>Curiosity and aptitude for working within new technologies and partnering with others to create custom solutions to fit unique business needs, Innovation and future strategy.</li></ul> Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$112,500.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$185,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

VP, Application Development/Cash Equity Electronic Trading Support

VP, Capital Risk OversightCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:The Capital Risk function is responsible for identifying and assessing the exposure of Santander US capital to specific events or the combination of circumstances that may impact on its position or the quality of its assets. The capital risk management oversight team reports to the Chief Market, Liquidity and Capital Risk Officer. The capital risk function ensures that capital management decisions are consistent with Santander capital policy guidelines, risk profile and appetite, preserve Santander US capital adequacy, contributes on meeting its regulatory requirements. As an independent function from management, the capital risk function escalates to senior management any capital issue or deficiency, and review and challenge the management decisions associated with Capital, including strategic planning and budget, stress testing, and capital initiatives and significant risk transfer activities.The capital risk function works highly coordinated with Global headquarters, and periodically interacts with the capital management team, corporate treasury, business lines, internal auditors, among other stakeholders, providing an active support of capital management activities throughout a collaborative and proactive independent risk assessment and oversight.The Senior Associate of Capital Risk assist in the review and assessment of Santander capital planning and strategy, evaluate capital contribution initiatives, providing alternative views about potential risks to the implementation of capital initiatives in the budget/plan. The Senior Associate of Capital Risk reports to the Capital Risk Director and supports in the escalation reporting of any capital risk deficiency or violations to risk limits and appetite thresholds, evaluate and attest accuracy of capital risk metrics provided by metric owners and validate the capital targets under normal and stress conditions, documenting main deviations and provide justification alignment to business plan. The Senior Associate of Capital Risk review and attest RWA changes, analyzing drivers and explaining deviations of actuals from forecast; provides RWAs risk outlook and assess likelihood of materialization of business expectations derived from capital initiatives and market performance.<ul><li>Monitors capital risk metrics and appetite, documenting limits utilization, breaches and follow up on action plans.</li><li>Analyzes regulatory capital reports, RWAs applications and methods under US Gaap and IFRS standards, assessing main differences, perform specific test to validate outcomes.</li><li>Analyzes and interpret complex data related to capital metrics and reports, identify drivers of variations and determine accuracy of reporting outcomes.</li><li>Develops capital impact analysis derived from new business activities, market or regulatory changes.</li><li>Documents review and challenge sessions and observations derived from capital planning, capital policies and stress testing exercises.</li><li>Maintains a log report of events that may require further escalation related to capital risk deficiencies or findings.</li><li>Analyzes with a critical reasoning the strategic capital plan and budget, validating business assessment and escalate unmeasured or unseen risks.</li><li>Reviews and assesses implementation of policy guidelines, evaluating its adherence, documenting observations and recommendations.</li><li>Reviews and challenges the capital contingency plan, evaluating consistency of capital management actions under contingency events.</li><li>Periodically evaluates capital rules and regulations, supervisory notes, and best practices to ensure alignment of Santander policy guidelines.</li><li>Performs regular and ad-hoc reporting to Global headquarters, senior management, and committees.</li><li>Contributes to ongoing initiatives and regulatory examinations, internal audit reviews and other remediation efforts.</li><li>Manages the capital risk escalation and issue management framework.</li></ul> What You Bring:<ul><li>9+ Years Risk Management/Controls - Required.</li><li>Bachelor’s degree in economics, finance, risk management, or a related field.</li><li>At least 4 years of working experience in a finance related area.</li><li>At least 2-3 years of experience in a market risk or credit risk areas.</li><li>Experience with capital regulatory reporting is a plus.</li><li>Strong knowledge of Basel capital rules and US capital regulation.</li><li>Proficiency in basic software packages, including MS Office, databases (Access database, SQL Server, Oracle), and presentations.</li><li>Basic to advance knowledge in a programming language (Python, R, MATLAB, SAS, others).</li><li>Excellent presentation, interpersonal, written and verbal communication skills.</li><li>Ability to independently operate with and adapt to a dynamic and evolving environment</li><li>Capable to create productive working relationships across multidisciplinary functions, geographies and seniority.</li><li>Ability to manage multiple priorities, accommodating to business dynamics needs.</li><li>High initiative in developing efficient analytical solutions.</li><li>Ability to analyze and interpret complex data related to capital metrics and reports to identify drivers of variations and determine accuracy of reporting outcomes.</li><li>Strong verbal and written communication skills.</li></ul> Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$120,000.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$205,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Coconut Grove Organization: Santander Holdings USA, Inc.

VP, Capital Risk Oversight

VP, Leveraged Finance Credit Risk OfficerCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:The VP, Leveraged Finance Credit Risk Officer (Sr. Associate, Credit Risk) is responsible for risk analysis and independent oversight of credit quality of assigned portfolios within the US Leveraged Finance Risk team. They are responsible for all aspects of joining due diligence calls, shaping credit memos alongside 1st Line of Defense ("1LOD"), providing appropriate challenge around risk ratings / credit analysis / financial projection models while making a recommendation to senior management.  You will be responsible for reviewing, analyzing, and/or evaluating the Company's credit risk management program that renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization's assets, products, and services. They will recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the department.<ul><li>Setting of appropriate internal credit risk ratings and regulatory risk ratings on assigned portfolio. </li><li>Partnering with all lines of defense to ensure we are meeting both internal and external expectations.</li><li>Join client due diligence discussions and form an opinion on a transaction.</li><li>Provides appropriate check and challenge to 1LOD on transactions, risk ratings, etc. </li><li>Ensures adherence to the policies and procedures established by the company.  </li><li>Working on transactions alongside coverage teams, Leveraged Finance Front Office teams, and 1LOD as well as monitoring performance of an assigned portfolio.</li></ul>What You Bring:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience. - Required. 9+ years in Risk Management, Credit Risk or Internal Audit with a minimum of 5 years within a Leveraged Finance Risk role. - Required.<ul><li>Advanced knowledge of the financial statement analysis, accounting, credit, modeling financial projections, discounted cash flow analysis, and regulatory risks within Financial Industry.</li><li>Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s).</li><li>Demonstrated credit analysis skills for evaluating new transactions, formulating an opinion, and providing a recommendation as well as being able to monitor client performance. </li><li>Deep understanding of banking products including derivatives, treasury products, etc.</li><li>Demonstrated track record interacting with the regulators, external and internal audit. Excellent written and verbal communication.</li><li>Ability to interact with all levels of management, work independently and in a team environment.</li><li>Ability to multi-task while covering multiple transactions simultaneously. </li></ul>It Would Be Nice For You To Have:Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$101,250.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$185,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: New York, NY, New York Other Locations: New York-New York Organization: Banco Santander S.A.

VP, Leveraged Finance Credit Risk Officer

VP, Quantitative Analytics - Mortgage & MBS RiskCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: We are looking for a highly skilled and motivated Quantitative Analyst to join our Market Risk team. The ideal candidate will have strong technical expertise in fixed income quantitative finance and securitized product modeling, along with a deep understanding of market risk measures and regulatory requirements. This role requires proficiency in Python, R, MATLAB, or SQL, as well as the ability to develop and deliver high-quality technical documentation. The successful candidate will combine analytical rigor with programming skills to support risk management and financial modeling initiatives.Independent Model Assessment and Testing:<ul><li>Conduct qualitative and quantitative assessment of risk models, ensuring data quality, theoretical soundness, and ongoing performance testing.</li><li>Perform independent testing of model assumptions and assess conceptual robustness.</li><li>Utilize statistical and machine learning techniques to analyze model risks and validate outputs.</li><li>Evaluate emerging risks, reach conclusions on strengths and limitations of the model, and provide recommendations to enhance model resilience.</li><li>Engage in continuous dialogue with model developers, risk managers, and business stakeholders.</li><li>Prepare detailed Model Development Documentation (MDD) to ensure regulatory compliance.</li></ul>​Risk Analytics & Model Development:<ul><li>Develop, test, and enhance risk analytics frameworks for new financial products.</li><li>Implement infrastructure improvements to support new risk analytics models, including performance monitoring controls.</li><li>Conduct quantitative research to refine model assumptions and identify areas for improvement.</li><li>Implement model changes, enhancements, and remediation plans to align with regulatory expectations.</li></ul>Stakeholder Communication & Regulatory Compliance:<ul><li>Collaborate with key stakeholders, including trading desks, IT, global and local risk management teams, and model validation units.</li><li>Effectively communicate validation results and risk insights to both technical and non-technical audiences, including regulatory bodies.</li><li>Ensure all models comply with internal governance and regulatory guidelines (Basel III, SR 11-7, CCAR, FRTB).</li></ul> What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business, Finance, Management, or equivalent field. - Required. 9+ Years Risk Management/Controls - Required.<ul><li>Strong market risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment.</li><li>Knowledge of workflow/processes and risks/controls, including: origination, underwriting, servicing, and collections/workout.</li><li>Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense.</li><li>Advanced market risk, process, and control validation and/or assessment skills.</li><li>Ability to direct, train and guide peers, subordinates and management.</li><li>Ability to handle conflict resolution with other groups to ensure appropriate accounting guidance is followed.</li><li>Ability to adjust to new developments/changing circumstances.</li><li>Ability to convey a sense of urgency and drive issues/projects to closure.</li><li>Ability to effectively interact with the market, executive management and vendors.</li><li>Ability to adapt and adjust to multiple demands and competing priorities.</li><li>Excellent written and oral communication skills.</li><li>Excellent analytical, organizational and project management skills.</li><li>Strong project management skills.</li><li>Experience with pricing and risk models for fixed income products – particularly securitized products, MBS, RMBS, Agency, Non-Agency, Residential, Commercial, Asset Backed Securities.</li><li>Deep understanding of market risk measures, concepts, and regulatory rules: VaR, Greeks, and Model Validation Testing.</li><li>Hands-on experience with one or more of Python, R, MATLAB, and SQL</li><li>Advanced Python programming (NumPy, Pandas, SciPy)</li><li>Statistical modeling and machine learning</li><li>Risk modeling frameworks, financial time series analysis.</li></ul> Certifications: No Certifications listed for this job. It Would Be Nice For You To Have:<ul><li>Master's or Ph.D. in a quantitative field such as Finance, Physics, Mathematics, Business, Engineering or a related discipline with a modeling background.</li><li>Strong foundation in stochastic calculus, Monte Carlo simulations, and numerical methods.</li><li>Experience with vendors such as PolyPaths, Numerix, Bloomberg, Mortgage Data is a plus.</li></ul>What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$120,000.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$205,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Santander US Capital Markets LLC

VP, Quantitative Analytics - Mortgage & MBS Risk

Workout Officer - Associate - RemoteCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Associate, Workout Officer manages accounts of moderate complexity and proactively facilitates the resolutions of problem loans in a cost effective manner. The incumbent minimizes potential losses to the Company by identifying areas of concern, opportunities, reports on potential and/or known issues, recommends process improvements. and implements solutions to existing programs in accordance with risk management objectives and corporate budgets.Ideal Candidate Qualifications:<ul><li>Strong background in SBA (Small Business Administration) loans</li><li>5+ years of workout or collections experience (preferred)</li><li>Proven expertise in commercial lending, SBA lending, and workouts</li><li>Proficiency in Microsoft Excel</li><li>Skilled in reading and interpreting financial and operational reports</li><li>Strong problem resolution and conflict management skills</li><li>Ability to work effectively with sensitive borrower issues</li><li>Excellent attention to detail and accuracy in execution</li><li>Self-motivated with the ability to work independently and as part of a team</li><li>Positive attitude and resilience in a fast-paced environment</li><li>Demonstrated strong work ethic and accountability</li></ul>• Manages accounts of low complexity, in accordance with risk management objectives and corporate budgets. • Facilitates the resolution of problem loans through improved credit quality or repayment, in a cost effective manner. • Generates new income via late fees, fees for waivers, prepayment fees. • Reviews adequacy of assigned risk ratings and provide support for risk rating upgrade and downgrade recommendations. • Resolves challenges and issues in providing lending solutions to clients. • Develops system solutions to generate proper portfolio reporting and maximize current software capabilities to improve effectiveness or efficiency of portfolio monitoring. • Collects financial information, communicates with loan applicants and credit administration to ensure approved loans are booked, funded, and managed in a proper and timely manner. • Maximizes respective portfolio profitability growth by focusing on value add relationships and transactions. • Participates in or lead the implementation of process and procedure changes. • Maximizes revenue by generating new income via increased pricing, default interest, or deferred accruals • Ensures compliance with training, statutes, valuation and environmental policy. • Supports senior workout professionals in management of troubled loan relationships. • Maintains abreast emerging risk trends and risk management best practices; summarizes and communicates findings with team. • Coaches and reviews the work of junior workout professionals, when needed. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business Administration, Accounting, Finance, Economics or equivalent field. - Required. Master's Degree Business Administration, Accounting, Finance, Economics or equivalent field. - Preferred. • Practical knowledge of corporate regulatory requirements, and factors influencing the business in which the Corporation operates. • Practical knowledge of key business control areas (Audit & Risk Review, Risk Management, Finance, Human Resources, and Legal) and governmental regulatory agencies. • Ability to resolve complex situations with internal clients and regulators, while maintaining a professional presence. • Ability to quickly respond to inquiries from regulatory agencies, internal partners, and external consultants. • Ability to read, analyze and interpret government regulations, trade journals and legal documents. • Ability to effectively deal with senior management as well as, Federal/State and other Regulators. • Ability to work cross-functionally as a team player. • Ability to mentor and guide staff and numerous projects simultaneously. • Ability to influence others, including senior leadership. • Excellent verbal and written communication skills. • Advanced Microsoft Office (Excel, Word, PowerPoint, Outlook, SharePoint) skills. • Strong project management skills. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.<div><div><div><div><div><div><div><h2>Base Pay Range</h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div>Minimum:</div></div></div></div></div></div></div>$75,000.00 USD<div><div><div><div><div><div><div>Maximum:</div></div></div></div></div></div></div>$127,500.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,New York-Albany,Florida-Tallahassee,Pennsylvania-Harrisburg,Rhode Island-Providence Organization: Santander Holdings USA, Inc.

Workout Officer - Associate - Remote

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